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Middlesex University
Guarantor Service

Provided by Housing Hand

Housing Hand is proud to partner with Middlesex University to help UK, EU and International students, provide a qualifying UK Guarantor.

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What is a guarantor?

A rent guarantor is someone who legally takes responsibility for your rent if you are unable to pay.

 

Having a guarantor proves to landlords and accommodation providers that you can meet rent and bill requirements, especially in cases where you haven’t had a chance to build up a favourable credit score yet.

 

At Housing Hand, our mission is to make renting easier by providing a UK guarantor to everyone who doesn’t have one.

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What does it cover?

Our role is to cover the rent you have agreed with your accommodation provider. If you were to miss a payment, the accommodation provider would contact us in order to make the payment. Once this payment has been made, we will contact you to let you know we have made the payment and to organise an interest-free payment plan to repay us for the rent we have covered.

 

We can stand as a guarantor the duration of the tenancy. Students not involved in a periodic tenancy will have to renew their guarantee after 12 months.

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What does it cost?

Due to our partnership with Middlesex University, we are able to offer you a discount on our fee. 

 

Our fee can be paid via a monthly subscription or at a discounted one-off payment.

 

For example, if your average rent was £1,200 a month - the monthly subscription fee would be £67 or a one-off payment of £764.

 

This is in comparison to our standard fee which would be £117 a month or a one off-payment of £1,329.

 

 

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How to apply

Our service is quick, easy and simple to use. As a Middlesex University student, you can apply here.

 

You must complete the Housing Hand application form and the accommodation provider must accept. Then Housing Hand confirms your acceptance onto the service.

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Before you apply, make sure you have:

Proof of ID This can be a passport, drivers license or a national ID document.


Proof of study for students A correspondence from University, UCAS form or a valid Student ID. Documents must be dated from the last 12 months and must show course name and date.

 

Co-signer details This is someone we can get in touch with if we can't contact you. By agreeing to be a co-signer, they accept joint liability for this application. They can't be a student, an existing Housing Hand customer, or living in the same household as you.

Common Questions

Who is eligible?
Whether you are from the UK or from abroad, you can apply for the Housing Hand Guarantor Service.
How long does the process take?
Much of this depends on you and your accommodation provider. Once we have everything we need from you, we get in touch with your accommodation provider. So we are also reliant on their response time. Typically, with everything we need in place, it can be just a few days.
Can Housing Hand stand as rent guarantor for a group?
A guarantor is required per person. If more than one tenant requires a guarantor, each tenant must apply to Housing Hand separately.
How do you pay for the service?
You can pay with a credit or debit card online through our website. You have the option to pay via monthly subscription or a one-off payment. 
Why can my co-signer not be my Guarantor?
Your co-signer might not complete the guarantor criteria. They may not be based in the UK, be a homeowner or may not have sufficient income. Furthermore, they may not have sufficient credit history to be eligible to your landlord or letting agent.
Do I need to be in the UK to complete the application?
If you are an international student this might be a worry for you. However, it shouldn’t be. The whole process can be completed online. It can be done from anywhere in the world whether you are international or not.

What our customers say

"It was an excellent experience. Everything was crystal clear, and the steps are simple to follow. I would want to thank Dinah in particular since when I contacted her to review my application, she was incredibly helpful and quick to complete it."

Iman Albalushi
Tenant

"I've been working with Thomas Poku on a few applications with tenants moving into my properties and even with tenants who struggle with English and understanding forms and what need to be provided Thomas has been able to help guide us through the steps to complete what needs to be done. I will continue to ask for Thomas."

Stanfords Estates Hove
Agent/Landlord

"Hi, I'm going to the UK in August so I have to find a guarantor. Housing hand is the best among many choices for me, They are believable and quick response. last but not least I would like to thanks Sue Churchward, she is one of team housinghandUK she helped me a lot with my accommodation rent process. Best company and staff ever ❤️"

Thapanun Simuang
International WP